Home Insurance

Why Get Home Insurance?

If you have invested in a home, you want to make sure your investment is properly protected. Homeowners insurance does more than just protect your home; it protects your other personal finances as well. While home insurance can’t shield you from damage to your belongings or your home, it does give you a financial safety net should the worst happen. We’re here to ensure you have the coverage you need when it matters most.

Typical Home Coverages

Your home insurance will cover different things, so it’s important to read your policy carefully. The dwelling coverage protects the structure of your home including the walls and roof. Personal property coverage protects property inside of your home, such as your furniture and clothing. This applies even if your property is stolen or damaged in a fire. Other structure coverage protects other physical structures on your property that aren’t directly attached to your home such as your shed or detached garage. Personal Liability will help protect and defend you if you are sued after a person is injured at your home or you or a member of your family damages someone else's property. This can even help cover the burden of legal expenses. Additional living expenses helps cover incurred costs if your home is not livable after a covered loss.

For many homeowners, just the basic coverage isn’t enough to protect your investments and assets. Did you know earthquake, flood, equipment breakdown, and valuable jewelry typically is not covered on your standard homeowners policy among other things? Contact one of our experienced insurance professionals at Insourceo to ensure you are insured properly today.