What will my renters insurance cover?

Posted on June 15, 2023June 16, 2023 by admin

Renters insurance from Insurance Source Solutions is an important type of coverage that can help provide protection for your Oklahoma rental home or apartment. It can cover damage caused by natural disasters, theft, and liability for any injuries that occur in your rental property.

Knowing what your renters insurance covers is essential in case of an emergency.

Generally, renters insurance covers the personal property inside the unit and liability for visitors, but there may be additional coverage depending on your policy. The policy should also pay for living expenses if you are forced to leave due to damage from a natural disaster or other covered event.

When shopping for renters insurance, make sure to read the fine print carefully and ask questions about what’s covered and what’s not. Having a good understanding of your coverage will ensure that you’re properly protected in the event of an emergency.

You should also consider purchasing additional coverage for things like flooding, earthquakes, or other disasters that may not be included in your basic policy. Many insurance companies offer riders to the policy so you can add on specific coverage as needed.

Finally, it is important to review your renters insurance periodically and make sure that it reflects changes in your life. If you’ve purchased new furniture or electronics, make sure to increase the value of your coverage accordingly. Also, if you move or change roommates, be sure to update the policy with the new information.

We Are Here To Help

Taking these extra steps now can help save you time and hassle later on in the event of a loss. For more information or to explore a policy that meets both your needs and your budget, give us at Insurance Source Solutions a call today. We are proud to serve Oklahoma.

Motorhome Insurance When Your Vehicle is in Storage

Posted on May 19, 2023June 7, 2023 by admin

Most people don’t use their motorhomes year-round and typically enjoy them during the summer but store them in the winter. Since you’re not using the vehicle during that time, you may be tempted to cancel your insurance policy until you’re ready to hit the road again. However, you’re responsible for your vehicle at all times, and if it incurs damage while it’s stored away, it could cost you greatly.

Motorhome Insurance for a Stored Vehicle

So, is it necessary to keep your insurance during the off-season? The answer varies, depending on where you’re storing the vehicle, the type of vehicle, and your location. For example, if you live in an area prone to natural disasters, your vehicle will be more likely to get damaged. While it’s your decision, you should consider the risks of stopping your coverage.

Unforeseen Damages

You can’t control theft or vandalism that could occur even in a secure storage facility. Additionally, the damage could happen due to it sitting there, undriven, for months. You may only know there are issues with your motorhome once you’re ready to use it again, and without insurance, you’re the one covering the bill. Outdoor storage also poses risks, as your motorhome is exposed to potential catastrophes like flooding, falling trees or branches, hail damage, etc., which are unavoidable.

Looking for Comprehensive Motorhome Insurance Options in Oklahoma?

You don’t need to make these decisions alone. Insurance Source Solutions can guide you through the entire process, helping you determine the type of insurance you require while your motorhome is in storage and explaining Oklahoma-specific rules and regulations.

Learn more about insurance options for your stored motorhome by calling Insurance Source Solutions today.

Are You Insured? Before Take Your RV on the Road, Read This

Posted on April 11, 2023May 2, 2023 by admin

Oklahoma boasts picturesque landscapes, diverse wildlife, and warm, welcoming communities, making it a prime destination for RV enthusiasts. However, before hitting the open road, it’s essential to ensure that you have the appropriate coverage to protect your home on wheels. Insurance Source Solutions is your one-stop shop for all your RV insurance needs.

About RV Insurance

RV insurance is a specialized product that goes beyond the scope of standard auto insurance. It covers not only the vehicle itself but also its contents, which can be substantial in the case of an RV. In addition to liability coverage, comprehensive and collision policies are available to protect your investment from various potential hazards.

At Insurance Source Solutions, our knowledgeable agents work closely with you to determine the ideal coverage for your specific needs. With years of experience in the insurance industry, our agency understands the unique concerns of RV owners and can guide you through the process of selecting a policy that suits your requirements and budget.

One crucial factor to consider is the frequency with which you use your RV. If you’re a full-time RVer, you may require a more comprehensive policy that includes coverage for personal belongings, emergency expenses, and even specialized roadside assistance. On the other hand, if you only use your RV occasionally, a more basic policy may suffice.

In any case, partnering with us will help you navigate the complex world of RV insurance. We will take the time to understand your specific needs and recommend a tailored solution that gives you peace of mind on the open road.

Don’t leave anything to chance.

Contact Insurance Source Solutions today to protect your investment and enjoy a worry-free RV adventure through the beautiful state of Oklahoma. Call us for more information and insightful insurance tips.

Should You Drive a Motorcycle In The Rain?

Posted on March 27, 2023April 3, 2023 by admin

If you have owned a motorcycle for any amount of time, you understand that the rules are simply different for bikers. Things that are perfectly safe for other vehicles can become a real safety challenge for bikers. This includes riding in the rain. The insurance experts at Insurance Source Solutions want to help bikers in Oklahoma not only make smart insurance choices but make smart driving choices too.

Let’s take a quick look at driving a motorcycle in the rain:

Should Bikers Drive In The Rain?

The simple answer is no. If you already know that rain is in the forecast, it is far better to simply choose a different mode of transportation. Driving a motorcycle in the rain will increase all risk factors for an accident. Obviously, there may be times when you are not aware that it is going to start raining, and you might get caught in the rain on your bike unaware. In those situations, you need to practice increased safety measures to ensure you get home safely.

Why Is It Dangerous to Bike In The Rain?

There are several reasons why you shouldn’t drive a motorcycle in the rain. Let’s look at a few.

There is a distinct loss of visibility when riding a bike in the rain. You do not have the benefit of a windshield and wipers to help you get through the rain safely, so you will not be able to see clearly.

Slick roads also make biking more dangerous. Because you only have two wheels instead of four or more, you have less traction on the road and are therefore more susceptible to accidents.

Want To Know More?

If you would like to learn about motorcycle insurance, please contact us at Insurance Source Solutions serving Oklahoma. We will be happy to help you today.

Can I Benefit From a Boater’s Safety Course?

Posted on February 15, 2023February 15, 2023 by admin

Insurance Source Solutions has been providing Oklahoma boat owners with insurance coverage for years. We can also provide guidance to maximize protection for your watercraft.

Here’s Why We Recommend Taking A Boater’s Safety Course

A boater’s safety course makes you more knowledgeable in the care and handling of your boat, helping you navigate more responsibly when out on the water. In the state of Oklahoma, boat operators between the ages of 12 and 15 are required by law to take a class in boater safety when driving a vessel of over 10 horsepower.

It is generally recommended that you seek out instruction from a curriculum that is approved by NASBLA or the National Association of State Boating Law Administrators. You can seek more information from any of our helpful Insurance Source Solutions representatives, and there are both classroom and online options.

One immediate benefit is that you will have access to far more locations to launch your boat, as many marinas and clubs will require their guests to obtain a certificate in boater safety before allowing them to dock.

Some boats are more complicated than others, and obtaining the necessary training to be skilled in all the functions your watercraft performs can be daunting for the novice without instruction.

There is also a great deal of etiquette that must be practiced when coming into contact with other boats, and a boater safety course will teach you the expected standard conduct. This includes any laws that apply to boating in your location as well as common courtesy extended to other parties. In addition, you may be eligible for discounts on your insurance when your provider is presented with your notice of completion.

Contact Us Today

We proudly serve the residents of Oklahoma and can provide you with the insurance package to suit your needs. Please reach out to us online, by phone, or stop by to speak to us in person. We look forward to working with you.

Why Do I Need Renters Insurance?

Posted on January 27, 2023February 1, 2023 by admin

Renters may make the mistake of thinking their landlord’s insurance is sufficient to also cover their needs. Another misconception is that the landlord is required to make amends for damage to your items.

Why Renters Insurance?

Renters insurance is not a requirement of Oklahoma state law, but many landlords are compelling their tenants to purchase a policy. The reason is that this protects the investments of all parties and your Insurance Source Solutions representative can advise you further.

If, for example, you are required to relocate due to a water damage issue or other mitigating circumstance, your renters insurance can help cover this expense. Your policy, additionally, can reduce the likelihood of a lawsuit that may arise due to a financial dispute by offering you redress without litigation.

College students who are on their own for the first time living in dorm rooms may face hazards from other students, for example, if there is a fire in another unit that reaches your dwelling. You may be subject to loss in the form of expensive electronics, such as laptops and tablets, and your books and other possessions may be destroyed.

Renters insurance may make it more likely that you may keep pets, as dog bites and property damage may be a protected occurrence. In addition, if there are guests staying in your apartment and they slip and are injured, you may be financially responsible for paying for their medical expenses, lost wages, or property damage. You could also face legal fees if they take you to court.

Insurance Source Solutions is Here to Help

We are able to provide insurance products and services for our customers to meet their needs in all facets of life. We serve those in the state of Oklahoma and invite you to reach out to us with any questions you may have.

Can I take a motorhome to a national park?

Posted on December 16, 2022December 13, 2022 by admin

National parks are also home to some of America’s most iconic landmarks and historical sites. If you’re looking for an unforgettable road trip experience, consider taking your motorhome to one of America’s national parks. There are dozens of them to choose from, each with its own unique charms and attractions. Insurance Source Solutions, serving the residents of Oklahoma with motorhome insurance, is happy to assist with guidance on making the most out of your trip.

Here are a few tips to help make your visit go smoothly:

1. Choose a national park that interests you and research the best places to stay in a motorhome within that park. Some popular options include campgrounds and RV parks, which typically offer easy access to hiking trails, picnic areas, and other outdoor activities.

2. Once you have chosen your destination, be sure to reserve a spot at the campground or RV park well in advance, as these popular destinations can fill up quickly.

3. Before you set out on your trip, plan your route carefully and make sure you have enough gas to last the journey. You will also want to pack all of your camping gear, including a tent, sleeping bags, cooking supplies, and food. You may also want to bring along a few extra supplies, such as an emergency kit and first aid kit, just in case.

4. When you arrive at your destination, take some time to explore the park and familiarize yourself with the rules and regulations for motorhomes and other types of vehicles. Some parks only allow motorhomes with a tent on top, while others restrict the size of your vehicle or how far off-road you can go.

Get Motorhome Insurance Today

Before your trip, make sure to get coverage for your motorhome. For more motorhome vacation tips, call Insurance Source Solutions today. We proudly serve the state of Oklahoma.

RV Insurance Coverage Options to Consider

Posted on November 30, 2022November 30, 2022 by admin

Owning an RV is an exciting thing. It opens up the world of adventure. However, as enjoyable as it is, it’s essential for you to consider the cost of owning an RV is quite high. And as such, you need to protect your RV from unexpected events adequately. RV insurance offers that protection, whatever comes your way. RV insurance that you can obtain through our team at Insurance Source Solutions has several policies designed to suit your needs.

Here are some coverage options to consider:

Liability coverage: Liability coverage is required by law while driving your RV. Liability coverage pays for damage or injuries caused to others by your RV. It pays for medical costs or property repairs for others up to your policy limit.
Comprehensive and collision coverage: Collision coverage repairs or replaces your RV after a collision with another vehicle or stationary object. Collision policy pays for such damage regardless of who is at fault. On the other hand, comprehensive coverage pays for non-collision events beyond your control, like fire, vandalism, theft, and much more.
Uninsured/underinsured coverage: Unfortunately, even with compulsory liability insurance, you will still encounter drivers with no insurance. This policy pays for the resulting damage in case of accidents with such drivers. Likewise, it applies when an at-fault motorist has insufficient coverage.
Medical payment coverage: You also need to think of yourself and the passengers on board in case of an accident. Medical payment coverage pays for treatment costs if you are in an accident and you get injured or your passengers.
Personal assets coverage: This policy covers personal stuff, including electronics, clothing, etc., damaged or stolen in your RV.

Get Coverage for Your RV in Oklahoma Today

RV insurance lets you know that you and your investment are safe. If you own an RV in Oklahoma and its surroundings and want RV insurance, look no further than Insurance Source Solutions. Contact us today for an affordable quote.

Three resources to take advantage of when you need motorcycle insurance

Posted on October 27, 2022October 27, 2022 by admin

There are plenty of helpful resources available to you when you’re on the market for motorcycle insurance coverage. Insuring your bike in Oklahoma is important so that you don’t have any financial worries when you’re on the road.

We encourage you to shop around so that you’re confident in your insurance coverage.

The following are three resources to take advantage of when you need motorcycle insurance:

Your motorcycle dealership

When you purchase your motorcycle, you might want to discuss your motorcycle insurance needs with your motorcycle dealership. Your motorcycle dealer might be able to advise you on a great option for coverage in your area.

Our representatives at Insurance Source Solutions

You can call our insurance agency for the information you need when you’re choosing the best motorcycle insurance coverage option. We’re happy to come to your assistance so that you’re confident you’ve made the right decision when choosing motorcycle coverage.

Not only will we answer your questions about coverage options, but we can also provide you with a quote on a policy from our company.

Online Insurance Quotes

You can use our consumer quoting portal to get quotes from several different insurance providers.

You can also use sites online to learn about the different types of motorcycle insurance coverage available. It’s important for you to invest in all the types of motorcycle insurance you need, including liability and collision coverage.

Give Us A Call

Feel free to email or call us at Insurance Source Solutions if you need to learn more about your motorcycle insurance options. We’re happy to insure Oklahoma motorcycle owners with the coverage they can count on!

Other Watercraft Boat Insurance Covers

Posted on September 27, 2022September 27, 2022 by admin

When you purchase boat insurance from Insurance Source Solutions in Oklahoma, you can use that one policy to protect all of your watercraft. You might visit our offices to purchase coverage for a speedboat, but the same policy can also protect the pontoon boat you moor at Lake Eufaula or the kayaks you like to use on Lake Hefner.

What Boat Insurance Can Cover

Although it gets called boat insurance, you can use the same policy to protect your Seadoos, jet skis, canoes, kayaks, sailboats, etc. Any watercraft you own, you can insure with boat insurance.

We can also help you list the accessories for your boat on the insurance policy. This includes personal property you use while using the boat. What do we mean? Examples of these accessories include:

Radar,
Water skis,
Radio equipment,
Infotainment centers,
Laptops.

Check with us about other items because any item you store in your ship’s hold we can add to your insurance policy.

Protections Provided

By adding these other pieces of equipment and accessories, the policy protects you from financial loss in cases of breakage, theft, or liability if someone gets hurt while using them. That means if someone steals the laptop off of your boat, you can file an insurance claim for reimbursement.

That liability coverage means that if someone incurs injury while using your jet skis, the insurance covers the costs of their medical treatment and any settlement if they go to court. It also covers court costs and attorney fees.

Get Boat Insurance Today

Contact Insurance Source Solutions in Oklahoma for more information on the many types of equipment and watercraft you can protect with boat insurance. Let us help you update your policy today.

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