Category: Home Insurance

Your Guide To Recreational Vehicle Insurance in Oklahoma

At Insurance Source Solutions, we understand your need for reassurance when it comes to your recreational vehicle. We proudly equip Oklahoma RV owners with the tools necessary to protect their movable homes. Our aim is to give you the freedom to explore without the typical hassles associated with insurance. Let’s delve into some frequently asked questions about RV insurance in Oklahoma.

Is RV Insurance Mandatory in Oklahoma?

Yes, it is. If your recreational vehicle can move under its own power, you need to secure the proper insurance policy. Our expert team is ready and willing to assist you with finding the most suitable policy. Like cars or trucks, the legal requirements are the same for RVs in Oklahoma.

What if I Lived in my RV full-time?

Different policies apply in this case. When you’re procuring insurance for your RV, you should tell us if you plan on living in it full-time. We can help you to align with the specific policy you need.

Does Usage Rate Influence Your RV Insurance?

Absolutely. The frequency of using the recreational vehicle factors into insurance needs. The more you use the RV, the more comprehensive the insurance policy should be to reflect your lifestyle.

Contact Insurance Source Solutions

At Insurance Source Solutions, we help guide prospective and existing Oklahoma RV owners. If you have more inquiries or concerns about your recreational vehicle insurance policy, don’t hesitate to contact us.

We know Oklahoma for being a state that’s prone to tornadoes and severe weather. But what about flooding? Does home insurance even cover flooding in Oklahoma? nsurance Source Solutions offers this guide in navigating this important coverage.

Flood Insurance: What You  Need To Know

Flooding and Oklahoma

The answer is yes and no. Home insurance policies rarely cover flood damage, but they may offer limited protection against water damage from storms or hurricanes. That’s why it’s important to know what your policy covers and what it excludes. An Insurance Source Solutions agent can help you review your policy and ensure you’re adequately covered.

Water Damage and Home Owners

Most homeowner’s insurance policies cover water damage from burst pipes, leaking roofs, and other sudden events. But they typically exclude damage from long-term moisture exposure, which happens during a flood. That’s why it’s essential to have separate flood insurance if you live in an area prone to flooding.

Why is Separate Coverage Necessary?

Flooding is one of the most common and costly natural disasters in the United States. And yet, a standard home insurance often doesn’t cover flood damage. Having separate flood insurance can help you repair or replace your home and belongings if they’re damaged or destroyed by a flood.

These can add up to a lot of money, especially if you live in an area prone to severe weather. That’s why it’s essential to have adequate protection in place. It can help if you have to move out of your home while it’s being repaired or rebuilt, covering costs such as lodging and storage for your belongings.

How to Get Flood Insurance

If you’re interested in purchasing flood insurance, the first step is to contact your insurance agent. Insurance Source Solutions can help you find the right policy for your needs and budget. They can help you determine your eligibility for coverage and how much it would cost.

Owning your own home is a great reason to learn how to protect it. After all, your home is your castle, right? To keep it safe and protected, the first thing you should do is consider the reasons to buy a home insurance policy. Here at Insurance Source Solutions, we have helped many homeowners just like you in Oklahoma with all of their home insurance needs. Here’s a quick look at four critical reasons to buy a home insurance policy.

You Never Know What Could Happen

Even if you purchase only the most basic home insurance policy, your property will be covered in the event of several types of potential hazards. Most basic home policies provide coverage for damage caused by vandalism, tornadoes, hail or wind damage, fire, and more. Try as you may to keep your home protected from loss, mother nature can sometimes be relentless. With home insurance in place, though, you can have great peace of mind.

Protects Your Liability

What happens if someone trespasses onto your property and gets hurt? Who will pay for the medical expenses or any damage caused to your property? Although someone has trespassed, if they get injured on your property, you could be held liable. With home insurance, your liability is protected.

Required by Some Lenders

If you have a mortgage on your home, there’s a good chance the lender you went through to get the mortgage loan will require that you have insurance on the home until it is at least paid off.

Want to learn more about important reasons to protect your home in Oklahoma with insurance? Contact Insurance Service Solutions today!