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Should You Drive a Motorcycle In The Rain?

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If you have owned a motorcycle for any amount of time, you understand that the rules are simply different for bikers. Things that are perfectly safe for other vehicles can become a real safety challenge for bikers. This includes riding in the rain. The insurance experts at Insurance Source Solutions want to help bikers in Oklahoma not only make smart insurance choices but make smart driving choices too.

Let’s take a quick look at driving a motorcycle in the rain:

Should Bikers Drive In The Rain?

The simple answer is no. If you already know that rain is in the forecast, it is far better to simply choose a different mode of transportation. Driving a motorcycle in the rain will increase all risk factors for an accident. Obviously, there may be times when you are not aware that it is going to start raining, and you might get caught in the rain on your bike unaware. In those situations, you need to practice increased safety measures to ensure you get home safely. 

Why Is It Dangerous to Bike In The Rain?

There are several reasons why you shouldn’t drive a motorcycle in the rain. Let’s look at a few. 

There is a distinct loss of visibility when riding a bike in the rain. You do not have the benefit of a windshield and wipers to help you get through the rain safely, so you will not be able to see clearly. 

Slick roads also make biking more dangerous. Because you only have two wheels instead of four or more, you have less traction on the road and are therefore more susceptible to accidents. 

Want To Know More?

If you would like to learn about motorcycle insurance, please contact us at Insurance Source Solutions serving Oklahoma. We will be happy to help you today.  

Can I Benefit From a Boater’s Safety Course?

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Insurance Source Solutions has been providing Oklahoma boat owners with insurance coverage for years. We can also provide guidance to maximize protection for your watercraft. 

Here’s Why We Recommend Taking A Boater’s Safety Course

A boater’s safety course makes you more knowledgeable in the care and handling of your boat, helping you navigate more responsibly when out on the water. In the state of Oklahoma, boat operators between the ages of 12 and 15 are required by law to take a class in boater safety when driving a vessel of over 10 horsepower. 

It is generally recommended that you seek out instruction from a curriculum that is approved by NASBLA or the National Association of State Boating Law Administrators. You can seek more information from any of our helpful Insurance Source Solutions representatives, and there are both classroom and online options. 

One immediate benefit is that you will have access to far more locations to launch your boat, as many marinas and clubs will require their guests to obtain a certificate in boater safety before allowing them to dock. 

Some boats are more complicated than others, and obtaining the necessary training to be skilled in all the functions your watercraft performs can be daunting for the novice without instruction. 

There is also a great deal of etiquette that must be practiced when coming into contact with other boats, and a boater safety course will teach you the expected standard conduct. This includes any laws that apply to boating in your location as well as common courtesy extended to other parties. In addition, you may be eligible for discounts on your insurance when your provider is presented with your notice of completion. 

Contact Us Today

We proudly serve the residents of Oklahoma and can provide you with the insurance package to suit your needs. Please reach out to us online, by phone, or stop by to speak to us in person. We look forward to working with you. 

Why Do I Need Renters Insurance?

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Renters may make the mistake of thinking their landlord’s insurance is sufficient to also cover their needs. Another misconception is that the landlord is required to make amends for damage to your items. 

Why Renters Insurance?

Renters insurance is not a requirement of Oklahoma state law, but many landlords are compelling their tenants to purchase a policy. The reason is that this protects the investments of all parties and your Insurance Source Solutions representative can advise you further. 

If, for example, you are required to relocate due to a water damage issue or other mitigating circumstance, your renters insurance can help cover this expense. Your policy, additionally, can reduce the likelihood of a lawsuit that may arise due to a financial dispute by offering you redress without litigation. 

College students who are on their own for the first time living in dorm rooms may face hazards from other students, for example, if there is a fire in another unit that reaches your dwelling. You may be subject to loss in the form of expensive electronics, such as laptops and tablets, and your books and other possessions may be destroyed. 

Renters insurance may make it more likely that you may keep pets, as dog bites and property damage may be a protected occurrence. In addition, if there are guests staying in your apartment and they slip and are injured, you may be financially responsible for paying for their medical expenses, lost wages, or property damage. You could also face legal fees if they take you to court. 

Insurance Source Solutions is Here to Help 

We are able to provide insurance products and services for our customers to meet their needs in all facets of life. We serve those in the state of Oklahoma and invite you to reach out to us with any questions you may have. 

Can I take a motorhome to a national park?

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National parks are also home to some of America’s most iconic landmarks and historical sites. If you’re looking for an unforgettable road trip experience, consider taking your motorhome to one of America’s national parks. There are dozens of them to choose from, each with its own unique charms and attractions. Insurance Source Solutions, serving the residents of Oklahoma with motorhome insurance, is happy to assist with guidance on making the most out of your trip. 

Here are a few tips to help make your visit go smoothly:

1. Choose a national park that interests you and research the best places to stay in a motorhome within that park. Some popular options include campgrounds and RV parks, which typically offer easy access to hiking trails, picnic areas, and other outdoor activities.

2. Once you have chosen your destination, be sure to reserve a spot at the campground or RV park well in advance, as these popular destinations can fill up quickly.

3. Before you set out on your trip, plan your route carefully and make sure you have enough gas to last the journey. You will also want to pack all of your camping gear, including a tent, sleeping bags, cooking supplies, and food. You may also want to bring along a few extra supplies, such as an emergency kit and first aid kit, just in case.

4. When you arrive at your destination, take some time to explore the park and familiarize yourself with the rules and regulations for motorhomes and other types of vehicles. Some parks only allow motorhomes with a tent on top, while others restrict the size of your vehicle or how far off-road you can go.

Get Motorhome Insurance Today

Before your trip, make sure to get coverage for your motorhome. For more motorhome vacation tips, call Insurance Source Solutions today. We proudly serve the state of Oklahoma.

RV Insurance Coverage Options to Consider

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Owning an RV is an exciting thing. It opens up the world of adventure. However, as enjoyable as it is, it’s essential for you to consider the cost of owning an RV is quite high. And as such, you need to protect your RV from unexpected events adequately. RV insurance offers that protection, whatever comes your way. RV insurance that you can obtain through our team at Insurance Source Solutions has several policies designed to suit your needs.

Here are some coverage options to consider:

  • Liability coverage: Liability coverage is required by law while driving your RV. Liability coverage pays for damage or injuries caused to others by your RV. It pays for medical costs or property repairs for others up to your policy limit.
  • Comprehensive and collision coverage: Collision coverage repairs or replaces your RV after a collision with another vehicle or stationary object. Collision policy pays for such damage regardless of who is at fault. On the other hand, comprehensive coverage pays for non-collision events beyond your control, like fire, vandalism, theft, and much more.
  • Uninsured/underinsured coverage: Unfortunately, even with compulsory liability insurance, you will still encounter drivers with no insurance. This policy pays for the resulting damage in case of accidents with such drivers. Likewise, it applies when an at-fault motorist has insufficient coverage.
  • Medical payment coverage: You also need to think of yourself and the passengers on board in case of an accident. Medical payment coverage pays for treatment costs if you are in an accident and you get injured or your passengers.
  • Personal assets coverage: This policy covers personal stuff, including electronics, clothing, etc., damaged or stolen in your RV.

Get Coverage for Your RV in Oklahoma Today

RV insurance lets you know that you and your investment are safe. If you own an RV in Oklahoma and its surroundings and want RV insurance, look no further than Insurance Source Solutions. Contact us today for an affordable quote.

Three resources to take advantage of when you need motorcycle insurance

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There are plenty of helpful resources available to you when you’re on the market for motorcycle insurance coverage. Insuring your bike in Oklahoma is important so that you don’t have any financial worries when you’re on the road. 

We encourage you to shop around so that you’re confident in your insurance coverage.

The following are three resources to take advantage of when you need motorcycle insurance:

Your motorcycle dealership

When you purchase your motorcycle, you might want to discuss your motorcycle insurance needs with your motorcycle dealership. Your motorcycle dealer might be able to advise you on a great option for coverage in your area. 

Our representatives at Insurance Source Solutions

You can call our insurance agency for the information you need when you’re choosing the best motorcycle insurance coverage option. We’re happy to come to your assistance so that you’re confident you’ve made the right decision when choosing motorcycle coverage.

Not only will we answer your questions about coverage options, but we can also provide you with a quote on a policy from our company. 

Online Insurance Quotes

 You can use our consumer quoting portal to get quotes from several different insurance providers.

You can also use sites online to learn about the different types of motorcycle insurance coverage available. It’s important for you to invest in all the types of motorcycle insurance you need, including liability and collision coverage. 

Give Us A Call

Feel free to email or call us at Insurance Source Solutions if you need to learn more about your motorcycle insurance options. We’re happy to insure Oklahoma motorcycle owners with the coverage they can count on!

Other Watercraft Boat Insurance Covers

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When you purchase boat insurance from Insurance Source Solutions in Oklahoma, you can use that one policy to protect all of your watercraft. You might visit our offices to purchase coverage for a speedboat, but the same policy can also protect the pontoon boat you moor at Lake Eufaula or the kayaks you like to use on Lake Hefner.

What Boat Insurance Can Cover

Although it gets called boat insurance, you can use the same policy to protect your Seadoos, jet skis, canoes, kayaks, sailboats, etc. Any watercraft you own, you can insure with boat insurance.

We can also help you list the accessories for your boat on the insurance policy. This includes personal property you use while using the boat. What do we mean? Examples of these accessories include:

  • Radar,
  • Water skis,
  • Radio equipment,
  • Infotainment centers,
  • Laptops.

Check with us about other items because any item you store in your ship’s hold we can add to your insurance policy.

Protections Provided

By adding these other pieces of equipment and accessories, the policy protects you from financial loss in cases of breakage, theft, or liability if someone gets hurt while using them. That means if someone steals the laptop off of your boat, you can file an insurance claim for reimbursement.

That liability coverage means that if someone incurs injury while using your jet skis, the insurance covers the costs of their medical treatment and any settlement if they go to court. It also covers court costs and attorney fees.

Get Boat Insurance Today

Contact Insurance Source Solutions in Oklahoma for more information on the many types of equipment and watercraft you can protect with boat insurance. Let us help you update your policy today.

Why It’s So Important to Have Condo Insurance

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It’s great to own a condo, but it’s vital for you to keep that condo well-protected with a condo insurance policy. Without one of these policies, you can put yourself in danger of serious financial problems. When you need condo coverage in Oklahoma, give us a call at Insurance Source Solutions.

Protection for Your Condo

One of the types of coverage that you get with condo insurance is protection for the dwelling itself. This includes only the parts you own, which may include the inside of the exterior walls or exclude that area. The outer part of the outer walls is always held by the condo board and is not insured with condo insurance. When something damages your condo, your condo policy can pay for the damage to be repaired. It may also pay for you to live elsewhere during these repairs if needed. 

Item Protection

All of your belongings inside your condo are also protected by your policy. When an event happens that damages your possessions, it can be covered by your policy. This will allow the policy to pay for your items to be replaced. This is an important type of protection that can save you a lot after a damaging event happens. 

Protection Against Liability

Another form of protection in condo insurance is coverage that protects you against liability. This coverage is there in case someone has an accident inside your condo and becomes injured from it. When this happens, you are generally liable for all of the medical bills and other costs like lost wages that result from it. With condo insurance, the policy can pay for their bills. 

Get Condo Insurance

When you’re a condo owner, you must have a condo policy to protect yourself. Call us today at Insurance Source Solutions in Oklahoma when you need a policy.

Should You Have Umbrella Insurance With a Trampoline?

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Backyard trampolines are a fun addition to any Oklahoma home but can also be dangerous. According to the U.S. Consumer Product Safety Commission, there were over 100,000 trampoline-related injuries in 2014. When you add one to your property, it’s essential to consider your liability if an injury happens.

What is Umbrella Insurance?

Umbrella insurance is a type of personal liability insurance that can help protect you from expensive lawsuits. It provides coverage above and beyond the limits of your homeowner’s or auto insurance. So, if you’re sued for damages that exceed your regular policy limits, umbrella insurance can help cover the costs.

Insurance Source Solutions can help you find the right umbrella insurance policy for your needs and budget.

Should You Have Umbrella Insurance With a Trampoline?

If you have a trampoline on your property, it’s a good idea to have umbrella insurance in place. This type of coverage can help protect you from expensive lawsuits if an injury occurs while using the trampoline.

Even if you take precautions to make your trampoline safe, accidents can still happen. And if there’s a serious injury, the costs of a lawsuit could easily exceed the limits of your regular insurance policy. Umbrella insurance can help provide the extra protection you need.

When shopping for umbrella insurance, be sure to ask about coverage for trampoline-related injuries. Some policies may exclude this type of coverage, so it’s important to know what you’re buying.

Give Us A Call

The bottom line is that umbrella insurance can help give you peace of mind if you have a trampoline on your property. It can provide extra protection in the event of a lawsuit, and it’s important to be aware of the coverage options available to you.

Insurance Source Solutions can help you find the right umbrella insurance policy for your needs and budget in Oklahoma. Call us today to learn more.

Does Home Insurance Cover Flooding in Oklahoma?

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We know Oklahoma for being a state that’s prone to tornadoes and severe weather. But what about flooding? Does home insurance even cover flooding in Oklahoma? nsurance Source Solutions offers this guide in navigating this important coverage.

Flood Insurance: What You  Need To Know

Flooding and Oklahoma

The answer is yes and no. Home insurance policies rarely cover flood damage, but they may offer limited protection against water damage from storms or hurricanes. That’s why it’s important to know what your policy covers and what it excludes. An Insurance Source Solutions agent can help you review your policy and ensure you’re adequately covered.

Water Damage and Home Owners

Most homeowner’s insurance policies cover water damage from burst pipes, leaking roofs, and other sudden events. But they typically exclude damage from long-term moisture exposure, which happens during a flood. That’s why it’s essential to have separate flood insurance if you live in an area prone to flooding.

Why is Separate Coverage Necessary?

Flooding is one of the most common and costly natural disasters in the United States. And yet, a standard home insurance often doesn’t cover flood damage. Having separate flood insurance can help you repair or replace your home and belongings if they’re damaged or destroyed by a flood.

These can add up to a lot of money, especially if you live in an area prone to severe weather. That’s why it’s essential to have adequate protection in place. It can help if you have to move out of your home while it’s being repaired or rebuilt, covering costs such as lodging and storage for your belongings.

How to Get Flood Insurance

If you’re interested in purchasing flood insurance, the first step is to contact your insurance agent. Insurance Source Solutions can help you find the right policy for your needs and budget. They can help you determine your eligibility for coverage and how much it would cost.

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